What if we told you that one of the leading UK online bookies had a payment option where you can instantly get your hands on your winnings? It’s true. Ladbrokes withdrawal times are some of the fastest in the industry and, by using Visa Fast Funds, some payments are cashed instantly. We’ve tested the entire cashier to see how everything works and created what we think is the most in-depth withdrawal guide for UK bettors at Ladbrokes.
Ladbrokes Withdrawal Times & Options
| Method | Min | Max | Processing Time | Fee |
|---|---|---|---|---|
| £5 | £2,000 | Instant | Free | |
| £5 | £2,000 | Instant | Free | |
| £5 | £2,000 | Instant | Free | |
| £10 | £2,000 | Instant | Free | |
| £5 | £2,000 | Instant | Free | |
| £5 | £850 | Instant | Free | |
| £5 | £2,000 | Instant | Free | |
| £5 | £5,000 | Instant | Free | |
| £5 | £2,000 | Instant | Free | |
| £5 | £2,000 | Instant | Free |
| Method | Min | Max | Processing Time | Fee |
|---|---|---|---|---|
| £5 | £2,000 | Up to 4 hours | Free | |
| £5 | £2,000 | 1-3 days | Free | |
| £5 | £2,000 | 1-3 days | Free | |
| £10 | £2,000 | 1-3 days | Free | |
| £5 | £50,000 | 1-3 days | Free | |
| £5 | £850 | 1-3 days | Free | |
| £5 | £10,000 | 1-3 days | Free | |
| £5 | £5,000 | 1-3 days | Free | |
| £5 | £250,000 | 3-5 days | Free | |
| £5 | £2,000 | 1-3 days | Free |
Best Ladbrokes Withdrawal Methods
We’ve spent the last few weeks testing and probing the banking section at Ladbrokes to bring real-world data about how it performs. By crosschecking the reported Ladbrokes withdrawal times with our findings, we could see if they’re as good as they say they are. Spoiler alert – they’re one of the best for processing times.
INFO
Ladbrokes works on a “Closed Loop System”. Basically, this means that you must withdraw at least the sum of the deposit to the original payment method. For example, you deposit £100 via Apple Pay and £20 via bank transfer. Your 20/1 acca lands, and you’d like to withdraw £500. Ideally, you want to withdraw £500 to Apple Pay, but to do so, you must first withdraw £20 via bank transfer before the rest can go to Apple Pay. Think of it as balancing the books.
Ladbrokes Withdrawal Time with Apple Pay – 1 to 3 Days
Apple Pay is one of the easiest ways to withdraw at Ladbrokes. If you’re using the app and an iPhone, depositing takes seconds, and Ladbrokes withdrawals for Apple Pay are processed in one to three working days, starting at £5 up to a whopping £10,000 per transaction.
Withdrawals are only processed to the original card with Apple Pay. So, if you’ve got multiple cards on your iPhone, you must send them back to the OG. This ties in with the Closed Loop System that we mentioned above.
Ladbrokes Withdrawal Time with Google Pay – 1 to 3 Days
Android homies will love to hear that Google Pay is now an option at Ladbrokes. Your limits range between £5 and £5,000 per transaction, which is decent, but considerably lower than the max with Apple Pay. The war continues!
Following an initial check that can take up to 24 hours, payments are processed in one to three days. This is proficient, but not the fastest Ladbrokes withdrawal time in the UK.
Ladbrokes Withdrawal Time with Bank Transfer – 3 to 5 Days
High rollers and those of you lucky to win big will need to use bank transfers. This has the highest withdrawal limit of £250,000, but also the longest Ladbrokes payout time of three to five days. It’s a trade-off for the additional human input needed for bank transfers, which is all very common, and even though the processing times are long compared to others here, they are right on industry standard when you compare them with the competition.
Ladbrokes Withdrawal Time with Instant Bank Payment – 0 to 8 Hours
There are ways to quicken the bank transfer process – and that’s by taking advantage of the brilliant Instant Bank Payment. It’s used for smaller withdrawals, with a cap of £50,000 per transaction, as opposed to the £250,000 cap with traditional bank transfers.
The processing time takes up to eight hours, so it’s not instant. But it’s pretty darn close and up there as one of the shortest Ladbrokes withdrawal times that they have.
This might be faster than they report
Jonathan – Even though the stated processing time is up to eight hours, I’ve now processed three withdrawals using this method, and all have landed in my bank account within a couple of minutes.
Ladbrokes Withdrawal Time with PayPal – 1 to 3 Days
Not many UK bookmakers are pushing PayPal these days, so Kudos to Ladbrokes for including it. The minimum withdrawal is £10, so it’s a little higher than the others, although it matches the minimum deposit, linking to the Closed Loop situation we’ve outlined.
Ladbrokes's PayPal withdrawal times of one to three days are slightly longer than we’d like to see for an e-wallet. You’re capped at £2,000 per transaction, which is fine, and we can overlook the processing times for the simple fact that it’s included at all. Thank you, Ladbrokes!
Ladbrokes Withdrawal Time with Mastercard – 1 to 3 Days
The first thing to note here is that Mastercard does not mean credit cards. Ladbrokes, like all UK bookmakers, do not accept credit cards, so this is for debit and pre-paid cards only.
It works the same as most debit cards, with a Ladbrokes withdrawal time for Mastercard of one to three days. Transactions range from £5 up to £5,000, and you must clear the balance on your original card before adding another.
INFO
Not all accounts will have access to Mastercard. We noticed that some cards, such as Revolut and Monzo, were limited on some accounts. We spoke with customer support, and they confirmed that some cards/accounts are limited, but they didn’t state which or why. If you need more info about your specific Mastercard account, we recommend that you contact Ladbrokes before depositing.
Ladbrokes Withdrawal Time with Visa – 0 to 4 Hours
Weirdly, you can withdraw with your Visa debit card in two ways. The first is the traditional route, which is processed in one to three days and has limits of between £5 and £2,000.
The second, and our (much) preferred method, is to use Visa Fast Funds. This reduces the Ladbrokes online withdrawal time of up to four hours. A no-brainer! It works with any major UK bank for withdrawals up to £2,000. Any amount over this will extend the processing time due to manual checks. You can use Fast Funds up to five times daily, and payments are processed 24/7.
Ladbrokes Withdrawal Time with Maestro – 1 to 3 Days
You can deposit and withdraw using Maestro debit cards at Ladbrokes. You get the standard £5 to £2,000 per transaction, but you can process multiple transactions on the same day if you need more than the cap.
The Ladbrokes withdrawal time for a debit card is one to three days, which is exactly what you get with Maestro.
Ladbrokes Withdrawal Time with Monzo – 1 to 3 Days
If you’ve recently jumped on the Monzo bandwagon, and rightly so, as it’s a great online bank, then you can use it to deposit and withdraw. Ladbrokes withdrawal times for Monzo are one to three days, and limits are £5 to £2,000 per transaction.
Not compatible with business accounts
Jonathan – I found this out by error, but initially, I mistakenly tried to deposit with a business Monzo account instead of a personal one, and it wouldn’t work. The deposit wouldn’t go through, so I contacted customer support before realising my error. They told me you cannot deposit or withdraw using a Monzo business account.
Ladbrokes Withdrawal Time with NETELLER – 1 to 3 Days
It was, admittedly, a nice surprise to see Neteller as one of the withdrawal options at Ladbrokes, given that most online bookies don’t include it. You can withdraw £10 to £50,000 per transaction, so it’s ideal for those of you making big-boy bets.
Processing times are one to three days, and once it’s been approved, it’ll show up in your account in two to six hours. Again, there are no fees from Ladbrokes, but you will be charged on Neteller’s end, so make sure you know how much this is before you process your withdrawal.
INFO
Not all UK accounts can use Neteller. We contacted customer support, as the option wasn’t available initially, and they pointed out that some accounts were restricted. They further mentioned that if you have a Neteller card, you can use that alongside the Visa/Mastercard debit options to deposit and withdraw, which is a good workaround.
Ladbrokes Withdrawal Time with The Grid – Instant Cash
So, you want THE best Ladbrokes fast withdrawal method, do you? Well, the quickest way to get your money is by using the Ladbrokes Grid Card. What this does is it links any online bets to your in-shop bets. It creates a single account, and you can deposit and withdraw cash in-person to use online.
Theoretically, you could place an online bet, win, and go into a Ladbrokes store to withdraw your cash. The downside is that you must be located near a store to make this feasible. There are still around 1,800 Ladbrokes betting shops in the UK, so chances are you won’t be too far away.
Withdrawal limits are at the store's discretion
Jonathan – I’ve used the Grid Card multiple times, and in different stores, while travelling around the UK. I found that there’s no consistent limit as to how much you can withdraw. I’ve seen some cap it at £100 per day, and others say they could cater up to £10,000 per day. I’d recommend calling ahead to get the limits before travelling to save any disappointment.
How To Withdraw on Ladbrokes
We want to show you exactly how Ladbrokes’s withdrawal times and processes work. To do this, we’ve deposited, made a couple of bets and triggered a payout. The example we’ve used is with the Instant Bank Payment, but the process will be the same regardless of your chosen payment method. Here’s how it works:
Key Ladbrokes Withdrawal Factors
As with all online betting sites, there are things you need to consider before you can withdraw. Think of it more like account maintenance, where you need to get everything together to avoid delays down the road. It’s all very straightforward, and nothing jumped out at us as alarming or fussy.
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Your account must be verified – Before withdrawing, you must verify your account to appease the KYC (Know Your Customer) checks. You can do this by uploading proof of ID (Passport, driver's license, etc.) and proof of address (utility bill, bank statement, etc.). Verification can take up to 48 hours, so the quicker you do this, the faster you get your hard-earned dough.
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Closed loop system – A closed loop system means that you must have zero or a positive net deposit amount on that payment method. E.G. If you deposit £50 with a Visa debit card and want to withdraw £100 to your Neteller account, as the Visa is still -£50 for net deposits, you must clear this first. So, your £100 withdrawal would send £50 to your Visa debit and £50 to Neteller.
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Bonus restrictions – If you’ve got a live bonus or free bet and you withdraw, you’ll lose the winnings. You can track the status in your account, but if you’re unsure, contact customer support, and they’ll let you know where you stand.
Why Is My Ladbrokes Withdrawal Pending Approval?
So, the withdrawal time for Ladbrokes is taking a little longer than you’d hoped and is stuck on pending. Here’s why that might be:
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Large transactions – Exceptionally large withdrawals will need to be manually checked. This takes time and can take longer than usual during busy periods (weekends, bank holidays, etc.).
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Making multiple withdrawals at once – The more withdrawal requests you make, the longer the processing will take. Ladbrokes may combine multiple requests into one if the previous transaction hasn’t been processed.
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Account names do not match – If the name on your account and payment method do not match, then this can extend the withdrawal time for Ladbrokes.
Ladbrokes Unaccepted Withdrawal Methods
Ladbrokes has one of the biggest ranges of withdrawal methods in the UK betting sector. But it’s not a free-for-all, and there are some that aren’t available, which we’ve highlighted below:
Haven’t You Joined Ladbrokes Yet?
If you’re not one of the 800,000+ bettors that use Ladbrokes every week, have we got a treat for you.
If you create a new account, the kind folks at Ladbrokes HQ will give £20 in free bets when you deposit and place your first bet of just a fiver. That’s right. £20, from a £5 bet. It doesn’t get much better than that.
ThePuntersPage Final Say
Bookies don’t come much bigger than Ladbrokes. They’ve been around since 1886, but age doesn’t always correlate with quality. So, it’s been great to see that the payment section is up there with the best. We’ve found that Ladbrokes' withdrawal times are some of the sharpest that we’ve tested. You can get your winnings in the same day, for free, and on a trusted and secure site – we call this the holy trinity, folks.
Ladbrokes Withdrawal Time FAQs
Withdrawals start from £5 for everything except PayPal, which is slightly higher at £10 per transaction.
The maximum you can withdraw depends on your payment method. Here’s the breakdown: Visa, Mastercard, Maestro and PayPal – £2,000; Instant Bank Transfer – £50,000; Neteller – £50,000; Apply Pay – £10,000; Google Pay – £5,000; Paysafe – £850; Bank Transfer – £250,000.
The fastest withdrawal methods are Visa Fast Funds and Instant Bank Payment. They both process and pay within eight hours.
Yes, cash out is available across hundreds of sports and betting markets. These will be highlighted by the cash out sign next to the name of the market. If there’s no sign, assume the feature is unavailable for that bet.
The most common reasons for pending withdrawals at Ladbrokes are large transactions, making multiple withdrawals at once and account names not perfectly matching to payment methods.
No, Ladbrokes doesn’t charge any fees to transfer money into or out of your account. Some payment methods may charge a fee, such as Neteller, but this won’t be charged by Ladbrokes.
Most Ladbrokes withdrawal times take one to three working days. However, Visa Fast Funds and Instant Bank Transfer will land your money in your account within eight hours.