No faffing about. Ladbrokes Acca Insurance is one of the best in the game and an absolute must for anyone regularly backing football accumulators with five selections or more. Think of it as your safety net. Even if one leg bottles it, you’re still in with a shout. No nonsense, no fiddly terms, just more chances to win. Here’s the full line-up so you know exactly how to play it.
What’s Ladbrokes Acca Insurance?
Acca Insurance at Ladbrokes, also known as 5+ Acca Insurance Ladbrokes, is an absolute doddle. In a nutshell, it means that if you place an accumulator with five or more selections and it falls short by just one pick, you get your stake back as a free bet up to a tenner to use an any singles market. That way, you can have another go without dipping into your wallet again.
The key things to remember are simple. Each selection on your acca needs to have minimum odds of 1/10 and the overall odds need to be at least 3/1. That works out to an implied probability of 90.9 percent per pick and 25 percent overall, so no bother for most wagers.
As for eligible markets, there’s a cracking variety to choose from. Match Result, Both Teams to Score, Match Result and Both Teams to Score, Correct Score, Over or Under Total Match Goals, Correct Score again, and 2 Up & Win – all count. As these suggest, this promotion is only available when you’re betting on football.
How Does Ladbrokes Acca Insurance Work?
There’s not much to it. The bonus is applied automatically, so you don’t need to opt in or search through the best UK promo codes. Just place your acca and, if the terms are met, you’ll get your Ladbrokes Acca Insurance free bet should your wager falls short by a single leg. This is available for your first two accas of the day, three’s your limit.
The free bet will then be available for you to use within the next seven days. Just head to your bet slip, pick any singles market, and tap the option to use your free bet. If it comes in, you will receive your winnings as cash, ready to withdraw. The only catch is that you won’t get the free bet stake back as part of the payout, as is standard for this kind of promotion.
You can also enjoy an acca bet boost with no extra fuss
Ladbrokes Acca Insurance is so simple to use that many people end up with a free bet without even realising they’d activated the offer. But there’s an additional perk too: selected markets can also benefit from enhanced prices. Just check for an odds boost token next to your selected markets. You can use between 1–3 of these tokens per day. And to be clear, these do not impact your access to the Ladbrokes Acca Insurance free bet whatsoever, meaning your acca can be both insured and boosted at the same time. Now that’s a belter of a deal!
When Does Ladbrokes Refund My Wager?
The Ladbrokes Acca Insurance rules state that you’ll receive your free bet “once all matches settle.” To be crystal clear, if the second bet of your five-fold fails, you won’t receive anything until the final bet is settled. This makes sense because you only get the Ladbrokes Acca Insurance free bet if a single selection fails. If more selections go down afterwards that, you wouldn’t qualify.
Access should be near instant, and if not, it’s likely a market hasn’t officially settled yet. Nonetheless, if you check and all your bets appear to have been settled, your best bet is to contact customer service for more information. Rest assured, though, in our testing, we’ve found all refunds to be instant and automatic.
Eligible Football Betting Markets
What is a 5+ Acca Insurance from Ladbrokes, specifically? It’s insurance on any 5-fold or more acca, which consists of the following markets from any major football league: Match Result, First Half Result, Half-time/Full-time, Anytime Goal Scorer, Score in Both Halves, Both Teams to Score, Match Result and Both Teams to Score, Correct Score, Total Match Goals, Over/Under Total Match Goals or 2up&win.
Both In-Play and Pre-Match odds are eligible for Ladbrokes Acca Insurance if each individual pick has minimum odds of 1/10 and your overall acca combines to, at least, 3/1 in total odds. While there are plenty of other markets you could explore, from Handicap odds to Specials, this list covers most football bets for most punters. And with the sheer number of leagues they cover, that’s an incredible range of options to choose from.
How to Claim Ladbrokes Acca Insurance
Considering there’s no promo codes, no need to opt in, and no tricky Ladbrokes Acca Insurance terms to trip you up, claiming this offer is a piece of cake. But just to make sure there’s no confusion and you can enjoy all the perks of this fuss-free promo, here’s everything you need to know, step by step.
Ladbrokes Acca Insurance Rules You Should Consider
Here are the Ladbrokes Acca Insurance terms that are most likely to have an impact on your experience with this offer. It’s always a good shout to check the full terms and conditions directly from the bookie, but this should give you a solid rundown of the key things to remember:
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18 + UK/ROI residents only.
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Available to both new and existing customers.
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Not available to customers who open NEW accounts and deposit using prepaid cards, Moneybookers, PayPal, or Paysafe.
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Promotion is activated by placing a real money bet (both GBP and Euro accepted) on an five-fold or more Ladbrokes accumulator made up of any of the following markets: Match Result, First Half Result, Half-time/Full-time, Anytime Goal Scorer, Score in Both Halves, Both Teams to Score, Match Result and Both Teams to Score, Correct Score, Total Match Goals, Over/Under Total Match Goals, or 2Up & Win.
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No minimum bet amount is specified.
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If one of your five selections loses, you will receive your stake back as a free bet up to £10/€10.
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If two or more of your selections lose, you will not receive a free bet.
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Each qualifying customer can receive insurance on up to two qualifying accas a day.
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Your qualifying acca cannot be made using free bets or in conjunction with any other promotion, except for “Odds Boost.”
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If one of your qualifying bets becomes void, you are still eligible for the bet so long as your accumulator still has a minimum of five selections. If it drops below five, like a five-fold turning into a four-fold, the promotion will be void.
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Any bet that has fewer than five selections, is cashed out, or is edited using the “Edit My Acca” feature, will not qualify.
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Your free bets must be used within 7 days of being credited to your account.
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You cannot cash out your free bet.
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The free bet must be used on a single market, with no other market restrictions specified.
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If your free bet becomes void, it will not be refunded.
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The value of the free bet will not be included in any winnings.
Ladbrokes Acca Insurance Pros & Cons
To us, it's obvious that the pros of the Ladbrokes 5+ Acca Insurance far outweigh the cons. That said, even the best sports promotions in the UK have their ups and downs. So, to make sure you get the most out of this offer and know exactly what you're getting into, here’s a rundown of the key pros and cons.
- An extra chance to win if your acca falls through by a single leg
- Fuss-free activation
- Exceptionally fair and generous terms and conditions
- Low minimum odds (1/10 per selection, 3/1 overall) needed for activation
- No wagering requirements on free bet
- Free bet cannot be used to place another Ladbrokes accumulator
- Only football markets are eligible for insurance
- Maximum stake refund of a tenner
It’s The Best Acca Ofer for Low-Odds Punters Like Me
Ben Gibson – I’d go with Ladbrokes Acca Insurance over almost any other similar promotion. Why? For me, it all comes down to the minimum odds. When I back an acca, I usually lean towards low odds picks, so a fair minimum is vital for me to really enjoy this kind of offer and the terms here are refreshingly broad. The potential downsides, like it being football market only and the maximum stake refund capped at a tenner, don’t bother me in the slightest. I rarely stake more than that on an acca and I love a football flutter, so the Ladbrokes Acca Insurance rules suit me down to the ground.
Didn’t Join Ladbrokes Yet?
Not up for a Ladbrokes acca? No bother. That’s just a taste of the bonus brilliance you’ll find from of the UK’s top betting sites. Between Best Odds Guaranteed, early payouts, free spins, bet boosts and beyond, there’s loads on offer.
It all kicks off with the superb Ladbrokes Bet £5 Get £20 Welcome Offer. Stick a fiver on any market with odds of 1/2 or higher and you’ll get £20 in free bets back. That’s four £5 bets to play with. No promo code needed, just click below to get started.
ThePuntersPage Final Say
It’s dead simple. If you’re putting on a football acca with five or more legs, odds are you’d benefit from Ladbrokes Acca Insurance. It does exactly what a great sportsbook promo should and that’s give you something back for betting the way you usually do. So, if that sounds like your cup of tea, get yourself over to Ladbrokes, place your acca and enjoy the spoils.
Ladbrokes Acca Insurance FAQs
Ladbrokes Acca Insurance is a handy promotion designed to give you a second chance if your football accumulator comes up just short. If you place an acca with five or more selections and one leg lets you down, Ladbrokes will refund your stake up to £10 as a free bet. It’s a great way to get another crack at your bet without having to put down any more money.
To qualify for Acca Insurance at Ladbrokes, you need to place an acca with at least five selections.
It depends. If one of your selections goes void, you’re still eligible for the insurance if your acca has at least five bets remaining. If, however, the bet drops below five selections (like a five-fold turning into a four-fold), you won’t qualify according to the Ladbrokes Acca Insurance terms. So, it all depends on the number of picks remaining.
Yes, they do. Each selection in your Ladbrokes accumulator needs to have minimum odds of 1/10, and the overall combined odds of your acca need to be at least 3/1. Most markets will meet these requirements, unless you are backing extremely low odds.
Absolutely! You can use Ladbrokes Acca Insurance for both pre-match and in-play bets. If your selections meet the minimum odds (1/10) and combine to at least 3/1, you’re good to go.